Muchayatin, M. (2025) “Analysis of Mobile Payment Behavior Patterns Among Millennials and Z Generations: Implications for Marketing Strategy”, Yayasan Drestanta Pelita Indonesia, pp. 17–33. Available at: https://publisher.yayasandpi.or.id/index.php/dpipress/article/view/1715 (Accessed: 12 May 2025).