ELMIRA SISKA; PURWATININGSIH, Purwatiningsih; HASANUDIN, Hasanudin. Mendongkrak Kinerja UMKM: Peran Financial Literacy, Credit Scoring, dan Kebijakan Pemerintah . Yayasan Drestanta Pelita Indonesia, [S. l.], 2025. Disponível em: https://publisher.yayasandpi.or.id/index.php/dpipress/article/view/1680. Acesso em: 23 feb. 2025.